Information on Columbus, Ohio and Central Ohio homeowner warranty and homeowner insurance.

If you have a mortgage, then you must have sufficient homeowner's insurance before you close. Give yourself time to shop for homeowner's insurance, since you can't normally close without it. Proof of the coverage must be supplied at the closing if you have a mortgage. Be certain to understand the different types of coverage available, extra coverages and riders. Be aware that the Buyer will pay a full year's premium up front since insurance is always paid in advance.